The exchange rate your bank actually applies.
Compare card, ATM, cash and transfer rates across 500+ banks — so you know the real cost before you spend abroad.
Know the real rate, not the headline one
Banks quote a number, then apply another. MyRate FX shows what you actually get.
Honest, sourced rates
Every rate is indicative and derived from each bank's publicly published data — card fees, ATM markups, cash spreads. No invented numbers.
Card · ATM · cash · transfer
Compare the four ways you move money and see which bank — and which method — costs you least.
Favorites & freshness
Star the banks you use; see at a glance whether each rate is up to date before you rely on it.
34 countries, 10 languages
Coverage across Europe, the UK, US, Canada, Japan, India and more — in your language.
Built-in calculator
Type an amount (or an expression) and instantly see the converted result at each bank's real rate.
Independent
Not affiliated with any bank. Just the numbers, side by side, so you can choose with confidence.
How it works
Three taps to the true cost.
Pick your country & bank
Choose from hundreds of banks, or star your favorites for quick access.
Enter an amount
Any currency pair. The app applies the bank's real, published rate + fees.
Compare & decide
See card vs ATM vs cash vs transfer, and how banks stack up against each other.